YOUR INSURANCE, YOUR WAY

What was once seen as a carrot to lure employees to a business, flexible working arrangements are now an expectation of employees. Last year Brokerwise considered the data protection implications for remote office workers. But there are so many more risks to be aware of. People are more relaxed at home, and not just in […]

A contractor is someone you engage to perform work or a task for you who is not an employee. Their engagement is often referred to as a contract for services. Features common to contractors are that the contractor can set a price, a contractor may be paid for an outcome, rather than an hourly rate, […]

Construction costs have recently exploded, rising more than at any time since 2005. A surge in construction activity, supply chain disruptions and a shortage of materials has already been widely reported, but an alarming new twist has emerged with an Australia-wide shortage of labour. The number of people wanting to take up apprenticeships in trades […]

The coverage afforded under Travel Insurance has long been considered complex and often difficult to interpret. This is evidenced by the Australian Financial Complaints Authority’s (AFCA) reporting which consistently has Travel Insurance generating a disproportionately high number of disputes between Insureds and the insurance companies. The COVID-19 pandemic has affected us all in so many […]

With Christmas fast approaching, it is often the busiest and most stressful time of the year for many businesses. While we rejoice for the increase in customers and sales, the increase in activity can mean extra risk for your business. Now is the time to check in to ensure you have enough financial protection to […]

It is that time of the year again, La Niña event is imminent. La Niña brings an increase in rainfall which in turn increases the risks of flooding and water damage to properties. The bad news is that the chances of a flood-inducing La Niña system forming this year have risen, yet again. According to […]

Whether you run a charity, a not-for-profit, or regular live events, volunteer insurance exists to protect both you and the volunteers that work for you. From music festival ticket collectors to ongoing charity work, volunteers are often the most important part of your organisation, and they need to be protected from accidents. Volunteer Insurance will […]

Show and Tell Most of us probably remember Show and Tell from back in school. Basically, each person would get up and have exactly one minute to show and talk about something they own, something that is sentimental or just an item that they may have picked up over the weekend. This can also be […]

Mistakes can happen. If your business is found liable for negligence, the costs can be financially devastating. Not only could you be subject to an expensive lawsuit, but your business’s hard-earned reputation may be damaged as a result. Professional Indemnity insurance is mandatory in some industries such as medicine, accounting, law, and financial advisers. However, […]

Changes have been made to the Fair Work Act 2009 which may impact how you employ and manage casual Employees and you have until 27 September 2021 to put new processes in place. The key changes have been summarised into the following areas: Changes to the definition of ‘Casual Employee’ What do I need to […]