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Product liability cover can vary, with claims depending on the individual business and the product it sells. Regardless, Product liability will ensure you are protected from the inevitable mishap. Product liability can provide protection for property damage or personal injury claims arising out … [Read more...] about Why small businesses need product liability insurance

What is the “client experience” and what does it mean to you…the client?. Have you ever felt like you are simply a client number and not an actual person to a service provider? Recent research has shown that you, as a broker-client, need to know that you are important to the business providing … [Read more...] about The Client Experience

Cyber insurance first emerged in the late 1990s as a response to Y2K concerns. Since then, there has been an escalation in the reliance on technology, and the cyber risks of doing business have exponentially increased. It is still an emerging area of risk and insurance, and not all policies are … [Read more...] about Cyber Risk Insurance

With bushfires burning around the country, it’s important for homeowners in fire-prone areas to take steps to ensure they have the right insurance in place. This article from the Steadfast online magazine Well Covered, discusses risks of underinsurance, how to avoid mistakes and ensure homeowners … [Read more...] about Bushfire safe: making sure your home isn’t underinsured

Anyone who is travel savvy buys Travel Insurance when they’re venturing on a trip because they know that it can be a life saver. What could be more reassuring? Cover for all those unexpected dramas that could cost you thousands, like emergency medical expenses, lost and stolen baggage, flight … [Read more...] about Travel Insurance – Changes and Pitfalls

Directors are starting to see why the ATO introduced Single Touch Payroll. This data has enabled the ATO to identify businesses, who are not complying with their responsibilities for Superannuation Guarantee (SGC) and PAYG withholding tax obligations. With the recent introduction of new legislation, … [Read more...] about Does the Corporate Veil still protect Directors?

All business owners have a lot of challenges, but many fail to contemplate what might happen if their business is suddenly unable to trade. From illness or injury to a fire at your supplier’s warehouse, there are many ways that your profit generation could be suddenly halted. While there are many … [Read more...] about Income Protection for Business Owners

We all love a surprise at Christmas time and the excitement of imagining what’s under the tree. What we don’t want is the surprise and upset of storms and other nasty happenings at this time of year. There are a few simple things you can do to limit the potential of a spoiled Christmas at your … [Read more...] about Tis the season for Christmas surprises